by FinGrad | Jun 3, 2025 | Personal Finance
The Government of India launched the Public Provident Fund (PPF), a well-known and safe long-term savings plan. PPF provides a special blend of wealth accumulation, tax advantages, and guaranteed returns, and it was created to promote citizens’ disciplined...
by FinGrad | Jun 3, 2025 | Personal Finance
Indian investors who want to increase their wealth while lowering their tax obligations are increasingly turning to Equity Linked Savings Schemes (ELSS). ELSS has emerged as a popular choice for people with a moderate risk appetite due to the possibility of higher...
by FinGrad | Jun 2, 2025 | Credit Cards, Personal Finance
Credit cards have evolved from plastic rectangles to multipurpose financial instruments in India’s quickly changing digital payment environment. The RuPay UPI Credit Card, a hybrid that combines the convenience of UPI with the strength of credit, is one of the...
by FinGrad | Jun 2, 2025 | Personal Finance
In Indian homes, gold has long represented security and prosperity. However, waiting in line or keeping physical gold at home seems burdensome in today’s fast-paced digital world. Presenting digital gold, a cutting-edge method of purchasing 24K gold with a...
by FinGrad | Jun 1, 2025 | Articles, Personal Finance
Investing in the stock market has always involved a trade-off of time, expertise, and self-control. Smallcase investing has been a game-changer in recent years, particularly for Indian retail investors. As of 2025, this trend is still rising because of its...
by FinGrad | May 31, 2025 | Credit Cards, Personal Finance
Using a credit card is more than just a practical way to make payments in the current digital era; it’s also a wise way to manage your spending, earn rewards, and raise your credit score. Starting with the appropriate beginner-friendly card is crucial if...
by FinGrad | May 30, 2025 | Beginner’s guide, Personal Finance
Although life is unpredictable, having a solid financial plan can provide comfort. Life insurance is one of the most reliable tools to protect your loved ones. But many people find it difficult to decide between whole life insurance and term insurance, two of the most...
by FinGrad | May 30, 2025 | Beginner’s guide, Finance Basics
One of the most effective strategies to gradually increase your wealth is through investing. Making wise investment decisions can make all the difference, whether you’re saving for a major purchase, retirement, or just want to make your money work harder. Stocks...
by FinGrad | May 29, 2025 | Articles, Personal Finance
In times of need, insurance can provide vital financial security by paying for property damage, auto repairs, or medical expenses. However, the idea of deductibles is one that frequently perplexes policyholders. Before your insurer starts to pay the remaining portion...
by FinGrad | May 29, 2025 | Articles, Personal Finance
Inflation is also very popularly known by everyone as a “silent thief” of money. It reduces the value of every rupee you possess, although it doesn’t really withdraw money from your bank account. Even a minimal amount of inflation over the long run...
