In this digital era of accelerated life, having a Demat app is no more a luxury but a prerequisite for anyone interested in stock market investing. With financial markets transforming further and technology getting deeper into our lives, here are a few very strong reasons why making use of a Demat app in 2025 is essential.
What is a Demat App?
A Demat app is a mobile phone application through which customers can open and continue to hold a dematerialized account (Demat accounts) on the internet. Instead of holding shares and securities in a physical share certificate form, customers hold them in an electronic form. Through a Demat app, investors can:
- Buy and sell shares
- View real-time market trends
- Monitor the performance of their portfolio
- Receive instant notifications and market news
Why Do You Need a Demat App?
- Immediate Access to Markets: Gone are those days when one used to visit a broker personally or download lengthy forms. With a Demat app, you have the freedom of opening an account, starting trading, and monitoring your investments — all from your phone.
- One-Stop Investment Platform: The Demat apps of today are far more than just share trading apps. They now offer access to multiple asset classes — shares, mutual funds, exchange-traded funds, IPOs, bonds, and even sovereign gold bonds — on one umbrella.
- Brokering Affordability and Transparency: Unlike traditional brokers, Demat apps offer zero- or low-brokerage trading facilities. They also operate open pricing models, which allow customers to keep track of and control their expenditure without any hidden charges.
- Robust Security and Data Safeguards: As of 2025, the top Demat apps employ advanced security measures in the form of two-factor authentication (2FA), biometric login, end-to-end encryption, and real-time fraud detection.
- Customized Investment Advice: Due to the integration of AI and machine learning, Demat apps now provide personalized suggestions based on your investment target, risk tolerance, and history.
Best Demat Apps in 2025
1. Kite by Zerodha
Zerodha is still the market leader in 2025 with its lightweight and high-performance Kite app. The company is famous for providing a flawless trading experience supported by strong technology.
App Rating: 4.3/5
Features:
- Zero brokerage on delivery trades in equity
- ₹20 flat rate for intraday or F&O trade
- TradingView and ChartIQ-powered advanced charting tools
- GTT (Good Till Triggered) orders for intelligent trading
- Integration of Coin to invest in mutual funds directly
Pros: Quick execution, minimal charges
Cons: No IPO or NFO support within the app
2. Groww
Groww introduced additional features in 2025 to accommodate long-term investors and equity traders as well. Its intuitive interface simplifies investing for users, particularly new ones.
App Rating: 4.5/5
Features:
- Commission-free direct SIPs on mutual funds
- Low-cost investing in stocks and ETFs
- Instant UPI-based fund transfers
Pros: Clean UI, fast onboarding
Cons: Limited advanced tools for professional traders
3. Upstox
Backed by Ratan Tata and Tiger Global, Upstox is still one of the best Demat apps for low-cost trading in 2025. It combines price with a full range of analysis tools.
App Rating: 4.2/5
Features:
- ₹20 across all segments and ₹0 on delivery
- AI-powered portfolio insights
- Options chain analysis for derivative traders
- IPO in-app application and live alerting
Pros: Feature-laden, low-cost
Cons: Repeated app lags on busy days.
4. Angel One
Angel One provides a strong hybrid offering—low brokerage charges with full-service functionalities. In 2025, it continues to be one of the preferred options for both active and passive investors.
App Rating: 4.4/5
Features:
- Zero delivery brokerage for first 30 days
- ARQ Prime: AI-powered investment advisory feature
- Smart API and Algo support for trading
- Free research reports and technical analysis access
Pros: Discounted full-service facilities
Cons: Cluttered UI for new users
5. ICICI Direct Neo
ICICI Direct’s Neo plan in 2025 has a flat-fee model with sophisticated research features and banking integration without a hitch.
App Rating: 4.1/5
Features:
- ₹0 brokerage for equity delivery
- ₹20 per trade for intraday/F&O
- eATM facility for immediate withdrawal of selling proceeds
- Sophisticated derivative trading and margin facilities
Pros: Sophisticated research features, immediate funds transfer
Cons: Limited features for non-ICICI account holders
Bottomline
The bottom line is that investors can go ahead and use any of the listed demat platforms to begin their investment journey. Each one may fit the needs of a different individual. Use the technology the right way for hassle-free trading.
Written by: Tanya Kumari