by FinGrad | Jul 28, 2025 | Personal Finance
Buying a new thing is always fascinating and exciting. But, bearing huge costs at once can be a major hit to the budget. EMIs help in such cases to divide the payment across several months. But what are no-cost EMIs? Are they really profitable or just an illusion of...
by FinGrad | Jul 27, 2025 | Personal Finance
Alternative Investment Funds (AIFs) are SEBI-regulated investment vehicles designed primarily for high-net-worth individuals and institutional investors. While they are less common among retail investors, AIFs have grown rapidly in popularity and assets under...
by FinGrad | Jul 26, 2025 | Personal Finance
The government of India offers various relaxations for its employees. They are offered reimbursement for many expenses. One such allowance is the child education allowance (CEA). It is given to provide financial help and promote basic education for children of their...
by FinGrad | Jul 26, 2025 | Personal Finance
A business needs to prepare various accounts to document its revenue and expenses. It is not an option but is mandatory as many people are interested in knowing the performance of company or business like the shareholders, governments, etc. Trading and profit and loss...
by FinGrad | Jul 25, 2025 | Personal Finance
Before investing in a bond, there are various factors that investors may consider. Yield to Maturity or YTM is one such factor that shows the total expected returns that the investor may receive if the bond is held till maturity. It is calculated based on the bond’s...
