by FinGrad | Jul 30, 2025 | Articles
The government is responsible not only for looking after the infrastructure and finances but also for its citizens. Universal Basic Income is an unconditional allowance that the government offers to all its citizens, regardless of their income level or employment...
by FinGrad | Jul 29, 2025 | Personal Finance
Tracking expenses is a healthy habit that every individual should follow. It helps in analysing where you are spending most of your money. Whether it is food or travel, or entertainment? This increases the effectiveness of budget preparation as well. But doing it...
by FinGrad | Jul 29, 2025 | Articles
Assessment of risk is important for any investor, no matter they are new or experienced. The main goal of investors is to earn maximum returns and protect their capital. For this purpose, analyzing the risk involved becomes important. This is where Sharpe and...
by FinGrad | Jul 28, 2025 | Personal Finance
IPOs are a good way to take the edge in the market. Retail investors often apply for IPO of good companies to make quick profits or even hold them for the long term. Market participants like promoters, retail investors, etc., may be interested in getting the IPO. But...
by FinGrad | Jul 28, 2025 | Personal Finance
Buying a new thing is always fascinating and exciting. But, bearing huge costs at once can be a major hit to the budget. EMIs help in such cases to divide the payment across several months. But what are no-cost EMIs? Are they really profitable or just an illusion of...
