by FinGrad | Jul 11, 2025 | Personal Finance
It is essential for the investor to choose a suitable fund as they are putting their hard-earned money into it. The main goal is to grow the capital and earn good returns on it. Target-date funds are one such option that encourages the young investor to invest for a...
by FinGrad | Jul 11, 2025 | Personal Finance
The economic cycle moves in phases like recovery, expansion, peak, and recession. Each phase of the economic cycle tends to favour different industries due to factors like consumer spending behaviour, inflation, and employment trends. Sectoral rotation is the...
by FinGrad | Jul 10, 2025 | Personal Finance
Employees have various options available for investment. Provident fund is one of them. However, the Employee Provident Fund is a mandatory investment that they have to make involuntarily. But, VPF gives full freedom to the employees whether they want to opt for it or...
by FinGrad | Jul 10, 2025 | Personal Finance
There are different types of insurance available to ensure the safety of individuals and those who are dependent on them. It can be life insurance that gives an assured sum of money to the beneficiary, or it can be insurance for a car, etc., that covers damage in case...
by FinGrad | Jul 9, 2025 | Beginner’s guide
In today’s time, many people are starting to invest from an early age. Everything has become accessible with the growing technological advancements. But not everyone has awareness about finance. They just follow what others are doing but fail to understand it...
