by FinGrad | Jul 13, 2025 | Personal Finance
Investing your hard-earned money should be done only after research. People often ignore the tax obligation attached to an investment option while conducting their research. Tax-free bonds are one such option that does not charge any tax on the returns generated. They...
by FinGrad | Jul 12, 2025 | Mutual Funds
Mutual funds have their own set of rules and regulations for taxation. It varies based on the duration these funds were held. However, it may cause confusion in situations where the units are inherited. The questions about legal ownership, taxation on inherited mutual...
by FinGrad | Jul 12, 2025 | Articles
Understanding taxation is a difficult task for most individuals. Not everyone relies on CAs for filing their returns and understanding various financial terms. There are different types of regulations and standards in taxation developed by different bodies. Two of...
by FinGrad | Jul 11, 2025 | Personal Finance
It is essential for the investor to choose a suitable fund as they are putting their hard-earned money into it. The main goal is to grow the capital and earn good returns on it. Target-date funds are one such option that encourages the young investor to invest for a...
by FinGrad | Jul 11, 2025 | Personal Finance
The economic cycle moves in phases like recovery, expansion, peak, and recession. Each phase of the economic cycle tends to favour different industries due to factors like consumer spending behaviour, inflation, and employment trends. Sectoral rotation is the...
