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Sum Assured vs Sum Insured: Key Differences Explained

Sum Assured vs Sum Insured: Key Differences Explained

by FinGrad | Jul 10, 2025 | Personal Finance

There are different types of insurance available to ensure the safety of individuals and those who are dependent on them. It can be life insurance that gives an assured sum of money to the beneficiary, or it can be insurance for a car, etc., that covers damage in case...
What Is a Consolidated Account Statement (CAS) and How to Read It

What Is a Consolidated Account Statement (CAS) and How to Read It

by FinGrad | Jul 9, 2025 | Beginner’s guide

In today’s time, many people are starting to invest from an early age. Everything has become accessible with the growing technological advancements. But not everyone has awareness about finance. They just follow what others are doing but fail to understand it...
The FIRE Movement: Guide to Financial Independence & Early Retirement

The FIRE Movement: Guide to Financial Independence & Early Retirement

by FinGrad | Jul 9, 2025 | Personal Finance

Different individuals have different life goals. Some may prioritize building wealth to pass down to the next generation, and some may focus on earning enough to travel and enjoy life. FIRE is one such initiative that motivates people to save huge amounts in the early...
Why Portfolio Turnover Ratio Matters When Choosing Mutual Funds

Why Portfolio Turnover Ratio Matters When Choosing Mutual Funds

by FinGrad | Jul 8, 2025 | Articles

Financial ratios are a representation of a company’s financial health. They represent the ability of a company to meet its liquidation needs, generate returns, etc. However, the portfolio turnover ratio (PTR) is often ignored by the investor, even though they are of...
What Are Circuit Breakers in Stock Markets and How Do They Work

What Are Circuit Breakers in Stock Markets and How Do They Work

by FinGrad | Jul 8, 2025 | Articles

The stock market is very volatile and ever-changing. A new investor may get nervous as the price changes rapidly. Circuit breakers automatically halt trading when prices move sharply, either rising rapidly or falling steeply, as is the case in markets like India....
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