by FinGrad | Jun 14, 2025 | Credit Cards
Understanding credit scores can be a difficult task, not only for beginners but even for experienced individuals. There are multiple agencies responsible for assigning ratings, like CIBIL, Experian, CRIF, etc. It can be difficult to identify which one matters more and...
by FinGrad | Jun 2, 2025 | Credit Cards, Personal Finance
Credit cards have evolved from plastic rectangles to multipurpose financial instruments in India’s quickly changing digital payment environment. The RuPay UPI Credit Card, a hybrid that combines the convenience of UPI with the strength of credit, is one of the...
by FinGrad | May 31, 2025 | Credit Cards, Personal Finance
Using a credit card is more than just a practical way to make payments in the current digital era; it’s also a wise way to manage your spending, earn rewards, and raise your credit score. Starting with the appropriate beginner-friendly card is crucial if...
by FinGrad | May 27, 2025 | Credit Cards, Personal Finance
With the age of AI-led, digital-first shopping, today’s consumers are choosing Buy Now, Pay Later (BNPL) products like ZestMoney, Simpl, LazyPay, and Amazon Pay Later. This allows customers to purchase instantly and pay conveniently in instalments without...
by FinGrad | May 23, 2025 | Credit Cards, Personal Finance
Individuals are highly attracted to the word “rewards”. All the service providers take this leverage to build and expand their business. Credit cards also provide rewards based on usage and other factors. But are they actually worth it? Read further to know if credit...
by FinGrad | May 23, 2025 | Credit Cards, Personal Finance
All credit cards are not the same, though. The two most commonly used types—secured and unsecured credit cards—are utilised for different purposes. Understanding how they differ will help you make good choices, especially if you’re a beginner to credit or...
