by FinGrad | Jul 25, 2025 | Personal Finance
Before investing in a bond, there are various factors that investors may consider. Yield to Maturity or YTM is one such factor that shows the total expected returns that the investor may receive if the bond is held till maturity. It is calculated based on the bond’s...
by FinGrad | Jul 25, 2025 | Personal Finance
Many individuals are not aware of basic trading rules and regulations. So, they contact the brokers to execute the trades on their behalf. Some unregistered or unethical brokers may lure individuals into illegal activities such as dabba trading. You may be fascinated...
by FinGrad | Jul 24, 2025 | Personal Finance
Individuals invest their capital to generate wealth and earn returns. The goal is to increase the purchasing power of money over time by investing it in the right place. But, due to inflation, this goal is somewhat affected if the returns generated are on the lower...
by FinGrad | Jul 22, 2025 | Personal Finance
There are times when individuals have extra cash in hand. This can be because they received a bonus, any sudden income or gain, etc. People may not always prefer to invest in them for a long time and wish to keep them accessible for emergencies or just for daily use....
by FinGrad | Jul 18, 2025 | Personal Finance
Having a habit of saving from an early age is a good practice. Many individuals lack this mentality, especially when they are young. They spend more than they earn or get pocket money just to live in the moment. But, saving Rs. 10,000 monthly from an early age can be...
by FinGrad | Jul 18, 2025 | Personal Finance
Did you ever think of selling your investment to buy a rental property and book regular income monthly? If yes, then what is the right age for it? This is a huge step to take as it can impact your finances to a great extent. Personal research and profile analysis are...
