by FinGrad | Aug 22, 2025 | Personal Finance
Organising your debts can be a daunting and stressful task, particularly when you’re balancing several payments, interest rates, and due dates. However, attaining debt freedom becomes much more motivating and manageable with the correct approach. The Debt...
by FinGrad | Aug 19, 2025 | Personal Finance
There are different bonds available in the market, offered by the government and other organizations. Strip bonds ensure payment after the maturity and not in between. They are often confused with another popular bond, zero-coupon bonds. But are they similar or the...
by FinGrad | Aug 18, 2025 | Finance Basics, Personal Finance
Imagine realising you owe the government a portion of your profit after selling your first property or cashing in on a stock you purchased years ago. Startled? That is the truth about one of the most disregarded but significant factors of personal finance: the capital...
by FinGrad | Aug 3, 2025 | Personal Finance
Government employees are entitled to many benefits. Dearness Allowance is one of them. Individuals often fail to understand their salary break-up in a proper manner. It is mandatorily included in their pay structure. But are all government employees eligible for it?...
by FinGrad | Aug 3, 2025 | Personal Finance, Tax
Owning a house is a dream for many and also a big milestone to achieve. But due to rising prices of real estate, it becomes difficult for an individual to fulfill their dream and buy a house. But what if two or more members of a family can jointly own the house, and...
by FinGrad | Aug 1, 2025 | Personal Finance
Apart from equity, there are various other debt instruments that are good for investments. FRNs or floating rate notes are one of such investment options. Investors who prefer lower risk on their investment often prefer it. But the question is, how to invest in them?...
