by FinGrad | Aug 3, 2025 | Personal Finance
Government employees are entitled to many benefits. Dearness Allowance is one of them. Individuals often fail to understand their salary break-up in a proper manner. It is mandatorily included in their pay structure. But are all government employees eligible for it?...
by FinGrad | Aug 3, 2025 | Personal Finance, Tax
Owning a house is a dream for many and also a big milestone to achieve. But due to rising prices of real estate, it becomes difficult for an individual to fulfill their dream and buy a house. But what if two or more members of a family can jointly own the house, and...
by FinGrad | Aug 1, 2025 | Personal Finance
Apart from equity, there are various other debt instruments that are good for investments. FRNs or floating rate notes are one of such investment options. Investors who prefer lower risk on their investment often prefer it. But the question is, how to invest in them?...
by FinGrad | Jul 29, 2025 | Personal Finance
Tracking expenses is a healthy habit that every individual should follow. It helps in analysing where you are spending most of your money. Whether it is food or travel, or entertainment? This increases the effectiveness of budget preparation as well. But doing it...
by FinGrad | Jul 28, 2025 | Personal Finance
IPOs are a good way to take the edge in the market. Retail investors often apply for IPO of good companies to make quick profits or even hold them for the long term. Market participants like promoters, retail investors, etc., may be interested in getting the IPO. But...
by FinGrad | Jul 28, 2025 | Personal Finance
Buying a new thing is always fascinating and exciting. But, bearing huge costs at once can be a major hit to the budget. EMIs help in such cases to divide the payment across several months. But what are no-cost EMIs? Are they really profitable or just an illusion of...
