by FinGrad | Jul 29, 2025 | Personal Finance
Tracking expenses is a healthy habit that every individual should follow. It helps in analysing where you are spending most of your money. Whether it is food or travel, or entertainment? This increases the effectiveness of budget preparation as well. But doing it...
by FinGrad | Jul 28, 2025 | Personal Finance
IPOs are a good way to take the edge in the market. Retail investors often apply for IPO of good companies to make quick profits or even hold them for the long term. Market participants like promoters, retail investors, etc., may be interested in getting the IPO. But...
by FinGrad | Jul 28, 2025 | Personal Finance
Buying a new thing is always fascinating and exciting. But, bearing huge costs at once can be a major hit to the budget. EMIs help in such cases to divide the payment across several months. But what are no-cost EMIs? Are they really profitable or just an illusion of...
by FinGrad | Jul 27, 2025 | Personal Finance
Alternative Investment Funds (AIFs) are SEBI-regulated investment vehicles designed primarily for high-net-worth individuals and institutional investors. While they are less common among retail investors, AIFs have grown rapidly in popularity and assets under...
by FinGrad | Jul 26, 2025 | Personal Finance
The government of India offers various relaxations for its employees. They are offered reimbursement for many expenses. One such allowance is the child education allowance (CEA). It is given to provide financial help and promote basic education for children of their...
by FinGrad | Jul 26, 2025 | Personal Finance
A business needs to prepare various accounts to document its revenue and expenses. It is not an option but is mandatory as many people are interested in knowing the performance of company or business like the shareholders, governments, etc. Trading and profit and loss...