by FinGrad | Jul 13, 2025 | Personal Finance
There are various investment options available for investors. The suitability differs based on various factors. Liquid funds and short-duration funds are two such options that are considered safe and stable. These funds offer moderate to high liquidity, but differ in...
by FinGrad | Jul 13, 2025 | Personal Finance
Investing your hard-earned money should be done only after research. People often ignore the tax obligation attached to an investment option while conducting their research. Tax-free bonds are one such option that does not charge any tax on the returns generated. They...
by FinGrad | Jul 11, 2025 | Personal Finance
It is essential for the investor to choose a suitable fund as they are putting their hard-earned money into it. The main goal is to grow the capital and earn good returns on it. Target-date funds are one such option that encourages the young investor to invest for a...
by FinGrad | Jul 11, 2025 | Personal Finance
The economic cycle moves in phases like recovery, expansion, peak, and recession. Each phase of the economic cycle tends to favour different industries due to factors like consumer spending behaviour, inflation, and employment trends. Sectoral rotation is the...
by FinGrad | Jul 10, 2025 | Personal Finance
Employees have various options available for investment. Provident fund is one of them. However, the Employee Provident Fund is a mandatory investment that they have to make involuntarily. But, VPF gives full freedom to the employees whether they want to opt for it or...
by FinGrad | Jul 10, 2025 | Personal Finance
There are different types of insurance available to ensure the safety of individuals and those who are dependent on them. It can be life insurance that gives an assured sum of money to the beneficiary, or it can be insurance for a car, etc., that covers damage in case...
