by FinGrad | Jun 5, 2025 | Articles, Personal Finance
First-time investors are drawn to mutual funds because they are among the easiest and most efficient ways to increase wealth.But even though a lot of investors concentrate on fund performance and returns, one crucial aspect is frequently missed: the expense ratio. How...
by FinGrad | Jun 4, 2025 | Articles, Personal Finance
Traditionally, owning a home has been regarded as a significant achievement that denotes long-term investment, security, and success. However, renting has become a flexible and frequently more sensible option in today’s dynamic world of rising real estate...
by FinGrad | Jun 3, 2025 | Personal Finance
The Government of India launched the Public Provident Fund (PPF), a well-known and safe long-term savings plan. PPF provides a special blend of wealth accumulation, tax advantages, and guaranteed returns, and it was created to promote citizens’ disciplined...
by FinGrad | Jun 3, 2025 | Personal Finance
Indian investors who want to increase their wealth while lowering their tax obligations are increasingly turning to Equity Linked Savings Schemes (ELSS). ELSS has emerged as a popular choice for people with a moderate risk appetite due to the possibility of higher...
by FinGrad | Jun 2, 2025 | Credit Cards, Personal Finance
Credit cards have evolved from plastic rectangles to multipurpose financial instruments in India’s quickly changing digital payment environment. The RuPay UPI Credit Card, a hybrid that combines the convenience of UPI with the strength of credit, is one of the...
by FinGrad | Jun 2, 2025 | Personal Finance
In Indian homes, gold has long represented security and prosperity. However, waiting in line or keeping physical gold at home seems burdensome in today’s fast-paced digital world. Presenting digital gold, a cutting-edge method of purchasing 24K gold with a...
