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Sum Assured vs Sum Insured: Key Differences Explained

Sum Assured vs Sum Insured: Key Differences Explained

by FinGrad | Jul 10, 2025 | Personal Finance

There are different types of insurance available to ensure the safety of individuals and those who are dependent on them. It can be life insurance that gives an assured sum of money to the beneficiary, or it can be insurance for a car, etc., that covers damage in case...
The FIRE Movement: Guide to Financial Independence & Early Retirement

The FIRE Movement: Guide to Financial Independence & Early Retirement

by FinGrad | Jul 9, 2025 | Personal Finance

Different individuals have different life goals. Some may prioritize building wealth to pass down to the next generation, and some may focus on earning enough to travel and enjoy life. FIRE is one such initiative that motivates people to save huge amounts in the early...
How to Use SIP Step-Up for Accelerated Wealth Creation

How to Use SIP Step-Up for Accelerated Wealth Creation

by FinGrad | Jul 7, 2025 | Personal Finance

SIPs are a well-known investment option. It is a great way of utilizing the power of compounding and growing your money over time. However, not many individuals are aware of the SIP Step-up. This is a good way of increasing the amount you invest with the rise in...
Tax Implications of Smallcase Investing: Capital Gains, Dividends, and STCG/LTCG

Tax Implications of Smallcase Investing: Capital Gains, Dividends, and STCG/LTCG

by FinGrad | Jul 5, 2025 | Personal Finance

Tax implications of smallcase investing in India are important for investors to know. Capital gains and dividend income are taxed based on various factors, like the period of holding and the amount that is subject to tax. TDS is charged in case of dividend income....
What Is LTP in the Stock Market? Importance and How It Works

What Is LTP in the Stock Market? Importance and How It Works

by FinGrad | Jul 2, 2025 | Personal Finance

Investors know the importance of time. Delaying the decision by even a minute can cause a huge loss to the traders, especially those trading in the short term. Last Trade Price (LTP) reflects the price at which a particular stock was last traded. It helps in...
STT vs CTT: Key Differences and How They Impact Your Trades

STT vs CTT: Key Differences and How They Impact Your Trades

by FinGrad | Jun 30, 2025 | Articles, Finance Basics, Personal Finance

So, you’ve started investing in stocks or commodities in India, maybe you’re just dipping your toes in, trying to figure out what’s what. Well, if that’s you, chances are you’ve already bumped into ‘STT’ and ‘CTT.’...
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