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The Difference Between P/E Ratio and P/B Ratio

The Difference Between P/E Ratio and P/B Ratio

by FinGrad | Jun 29, 2025 | Finance Basics, Personal Finance

Financial ratios represent the position of the company. They help us know how much the company is earning and what its growth potential is. Understanding P/E and P/B ratios is essential as they are easy to use and are commonly used. They are of utmost importance for...
Are Art and Collectibles a Good Investment in 2025?

Are Art and Collectibles a Good Investment in 2025?

by FinGrad | Jun 29, 2025 | Personal Finance

Does considering art and collectibles as an investment class a new concept to you? Investment in art and collectibles may sound fascinating, but it may not be for everyone, especially conservative investors. It is important to know the importance and value of the...
Loan Against Securities: A Viable Option for Short-Term Financing?

Loan Against Securities: A Viable Option for Short-Term Financing?

by FinGrad | Jun 27, 2025 | Articles, Personal Finance

Borrowing money requires research by the investor to find a suitable match for them. All the factors need to be considered, like repayment terms, interest rate, collateral required, etc. A loan against securities is a good way to issue a loan and meet the demand for...
Can Multi-Asset Funds Provide Stability Across Market Cycles?

Can Multi-Asset Funds Provide Stability Across Market Cycles?

by FinGrad | Jun 27, 2025 | Personal Finance

The market is highly dynamic and volatile. Investors face different levels of risk depending on the investment option they choose. Multi-asset allocation funds give them an opportunity to diversify their investment to balance risk and return. But is it an all-weather...
Understanding Gift Tax vs Inheritance Tax in India

Understanding Gift Tax vs Inheritance Tax in India

by FinGrad | Jun 25, 2025 | Personal Finance

Receiving gifts is always pleasurable, but do you know it is taxable in some cases? Individuals are charged taxes that are divided under various heads based on the source of income. Gift tax and inheritance tax are two such taxes that may cause confusion. Individuals...
Impact of Repo Rate Changes on Your Loans and Investments

Impact of Repo Rate Changes on Your Loans and Investments

by FinGrad | Jun 25, 2025 | Personal Finance

Repo rate is an essential tool in the economy used to control the money flow.  It is changed as and when required according to the prevailing market conditions. Even a slight change can cause a huge impact on the lives of common people who utilize the facilities...
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