by FinGrad | Jun 29, 2025 | Finance Basics, Personal Finance
Financial ratios represent the position of the company. They help us know how much the company is earning and what its growth potential is. Understanding P/E and P/B ratios is essential as they are easy to use and are commonly used. They are of utmost importance for...
by FinGrad | Jun 29, 2025 | Personal Finance
Does considering art and collectibles as an investment class a new concept to you? Investment in art and collectibles may sound fascinating, but it may not be for everyone, especially conservative investors. It is important to know the importance and value of the...
by FinGrad | Jun 27, 2025 | Articles, Personal Finance
Borrowing money requires research by the investor to find a suitable match for them. All the factors need to be considered, like repayment terms, interest rate, collateral required, etc. A loan against securities is a good way to issue a loan and meet the demand for...
by FinGrad | Jun 27, 2025 | Personal Finance
The market is highly dynamic and volatile. Investors face different levels of risk depending on the investment option they choose. Multi-asset allocation funds give them an opportunity to diversify their investment to balance risk and return. But is it an all-weather...
by FinGrad | Jun 25, 2025 | Personal Finance
Receiving gifts is always pleasurable, but do you know it is taxable in some cases? Individuals are charged taxes that are divided under various heads based on the source of income. Gift tax and inheritance tax are two such taxes that may cause confusion. Individuals...
by FinGrad | Jun 25, 2025 | Personal Finance
Repo rate is an essential tool in the economy used to control the money flow. It is changed as and when required according to the prevailing market conditions. Even a slight change can cause a huge impact on the lives of common people who utilize the facilities...