by FinGrad | Jul 11, 2025 | Personal Finance
It is essential for the investor to choose a suitable fund as they are putting their hard-earned money into it. The main goal is to grow the capital and earn good returns on it. Target-date funds are one such option that encourages the young investor to invest for a...
by FinGrad | Jul 11, 2025 | Personal Finance
The economic cycle moves in phases like recovery, expansion, peak, and recession. Each phase of the economic cycle tends to favour different industries due to factors like consumer spending behaviour, inflation, and employment trends. Sectoral rotation is the...
by FinGrad | Jul 10, 2025 | Personal Finance
Employees have various options available for investment. Provident fund is one of them. However, the Employee Provident Fund is a mandatory investment that they have to make involuntarily. But, VPF gives full freedom to the employees whether they want to opt for it or...
by FinGrad | Jul 10, 2025 | Personal Finance
There are different types of insurance available to ensure the safety of individuals and those who are dependent on them. It can be life insurance that gives an assured sum of money to the beneficiary, or it can be insurance for a car, etc., that covers damage in case...
by FinGrad | Jul 9, 2025 | Personal Finance
Different individuals have different life goals. Some may prioritize building wealth to pass down to the next generation, and some may focus on earning enough to travel and enjoy life. FIRE is one such initiative that motivates people to save huge amounts in the early...
by FinGrad | Jul 7, 2025 | Personal Finance
SIPs are a well-known investment option. It is a great way of utilizing the power of compounding and growing your money over time. However, not many individuals are aware of the SIP Step-up. This is a good way of increasing the amount you invest with the rise in...
