Government employees are entitled to many benefits. Dearness Allowance is one of them. Individuals often fail to understand their salary break-up in...

Apart from equity, there are various other debt instruments that are good for investments. FRNs or floating rate notes are one of such investment...

Tracking expenses is a healthy habit that every individual should follow. It helps in analysing where you are spending most of your money. Whether...

IPOs are a good way to take the edge in the market. Retail investors often apply for IPO of good companies to make quick profits or even hold them...

Buying a new thing is always fascinating and exciting. But, bearing huge costs at once can be a major hit to the budget. EMIs help in such cases to...

Alternative Investment Funds (AIFs) are SEBI-regulated investment vehicles designed primarily for high-net-worth individuals and institutional...

The government of India offers various relaxations for its employees. They are offered reimbursement for many expenses. One such allowance is the...

A business needs to prepare various accounts to document its revenue and expenses. It is not an option but is mandatory as many people are...

Before investing in a bond, there are various factors that investors may consider. Yield to Maturity or YTM is one such factor that shows the total...

Many individuals are not aware of basic trading rules and regulations. So, they contact the brokers to execute the trades on their behalf. Some...

Individuals invest their capital to generate wealth and earn returns. The goal is to increase the purchasing power of money over time by investing...

There are times when individuals have extra cash in hand. This can be because they received a bonus, any sudden income or gain, etc. People may not...

Having a habit of saving from an early age is a good practice. Many individuals lack this mentality, especially when they are young. They spend more...

Did you ever think of selling your investment to buy a rental property and book regular income monthly? If yes, then what is the right age for it?...

Bangalore is considered the IT hub of India. It is a popular place for professionals to work in big companies or to work on their startups. But is...

Congratulations on landing a first job. It is surely an accomplishment and a milestone. But the reality is that getting a job is just the first...

Individuals may face difficulties at the start of their careers in managing their salaries.  Even after earning Rs. 10 lakhs per annum, it may...

Buying a car in this economy is a big hit to the budget of a common individual. People often spend a good time researching and taking opinions from...

There are various investment options available for investors. The suitability differs based on various factors. Liquid funds and short-duration...

Investing your hard-earned money should be done only after research. People often ignore the tax obligation attached to an investment option while...

It is essential for the investor to choose a suitable fund as they are putting their hard-earned money into it. The main goal is to grow the capital...

The economic cycle moves in phases like recovery, expansion, peak, and recession. Each phase of the economic cycle tends to favour different...

Employees have various options available for investment. Provident fund is one of them. However, the Employee Provident Fund is a mandatory...

There are different types of insurance available to ensure the safety of individuals and those who are dependent on them. It can be life insurance...

Different individuals have different life goals. Some may prioritize building wealth to pass down to the next generation, and some may focus on...