by FinGrad | Jun 16, 2025 | Beginner’s guide, Personal Finance
Dividend investing is one of the most appealing strategies in the world of investing. But is it really the secret to passive income, or is it just a financial trap? Dividend stocks offer consistent returns and lower risk; many investors, particularly novices, are...
by FinGrad | Jun 15, 2025 | Beginner’s guide, Personal Finance
Investors may feel that short-term securities are not a safe investment option. Investors looking for low-risk, short-term investment options have recently become more interested in overnight funds. People with a conservative nature and extra cash may want to invest...
by FinGrad | Jun 11, 2025 | Beginner’s guide, Personal Finance
In a world of uncertain markets and volatile returns, most investors turn to the certainty of fixed-income products such as Bank Fixed Deposits (FDs). While they guarantee returns and capital protection, investing a sum in a single deposit usually costs you in terms...
by FinGrad | Jun 10, 2025 | Articles, Beginner’s guide
Investing in real estate may sound like a big deal, especially for young individuals. But, REITs (Real Estate Investment Trusts) help individuals to invest in this sector, even if it’s a part of it. REIT enables individuals to trade properties like commercial...
by FinGrad | Jun 6, 2025 | Articles, Beginner’s guide
Investment in cryptocurrency has always been the topic of debate, since it is not a mainstream option. Still, there is an increased inclination towards crypto in recent times. Accepting the offbeat choice has always been difficult for people, which gives rise to the...
by FinGrad | May 30, 2025 | Beginner’s guide, Personal Finance
Although life is unpredictable, having a solid financial plan can provide comfort. Life insurance is one of the most reliable tools to protect your loved ones. But many people find it difficult to decide between whole life insurance and term insurance, two of the most...