Tracking expenses is a healthy habit that every individual should follow. It helps in analysing where you are spending most of your money. Whether...
Sharpe vs Treynor Ratio: Which Do Investors Trust More?
Assessment of risk is important for any investor, no matter they are new or experienced. The main goal of investors is to earn maximum returns and...
Navigating IPO Lock-in Periods: What Investors Should Know
IPOs are a good way to take the edge in the market. Retail investors often apply for IPO of good companies to make quick profits or even hold them...
No Cost EMI: The Hidden Costs You’re Not Being Told About
Buying a new thing is always fascinating and exciting. But, bearing huge costs at once can be a major hit to the budget. EMIs help in such cases to...
Alternative Investment Funds (AIFs): Categories and Benefits
Alternative Investment Funds (AIFs) are SEBI-regulated investment vehicles designed primarily for high-net-worth individuals and institutional...
Child Education Allowance (CEA) in India: Policy Details and Eligibility
The government of India offers various relaxations for its employees. They are offered reimbursement for many expenses. One such allowance is the...
Trading Account Profit and Loss Format
A business needs to prepare various accounts to document its revenue and expenses. It is not an option but is mandatory as many people are...
Understanding Yield to Maturity (YTM) in Bonds
Before investing in a bond, there are various factors that investors may consider. Yield to Maturity or YTM is one such factor that shows the total...
Dabba Trading in India: Meaning, Mechanism, and Legal Consequences
Many individuals are not aware of basic trading rules and regulations. So, they contact the brokers to execute the trades on their behalf. Some...
Debt Mutual Funds vs RBI Bonds: Which Offers Better Inflation Adjusted Returns
Individuals invest their capital to generate wealth and earn returns. The goal is to increase the purchasing power of money over time by investing...
What are aggressive hybrid funds? A beginner’s guide
When an individual starts their investing journey, identifying the fund that best suits their interest may be difficult. This is where aggressive...
Consumption Mutual Funds Explained: A Thematic Approach to Equity Investing
There are various types of mutual funds, which can cause confusion among investors. They are divided based on the features, type, returns, etc., and...
Trading Strategy Using MACD Indicator
When your trades are based on technical analysis, you might come across indicators. One of the highly efficient and easy-to-trade indicators is the...
Hanging Man Candlestick Pattern: Structure, Psychology and Strategy
When you start trading or investing, you will be wondering whether there are candlestick patterns that have a huge potential for trend reversal and...
Top 7 Ways to Invest Extra Cash for Liquidity and High Returns
There are times when individuals have extra cash in hand. This can be because they received a bonus, any sudden income or gain, etc. People may not...
Bullish Marubozu Candlestick Pattern
In trading or investing, everyone would want to identify the strong directional movement of a security according to the position. For such...
How to Trade the Morning Star Candlestick Pattern
When it comes to technical Analysis, chart patterns help you understand the market better. Among such patterns is the Morning Star Candlestick...
Open-Ended vs Closed-Ended Mutual Funds: Which is Better?
There are different types of investors with various investment needs and objectives. To satisfy the majority of them, many mutual fund options are...
SIP Investment of Rs 10000 Monthly: How Much Will It Grow
Having a habit of saving from an early age is a good practice. Many individuals lack this mentality, especially when they are young. They spend more...
Should You Sell Your Investments to Buy a Rental Property?
Did you ever think of selling your investment to buy a rental property and book regular income monthly? If yes, then what is the right age for it?...
Shooting Star Candlestick Pattern: Technical Analysis Guide
When trading with technical analysis, candlesticks represent the behavior of the price action and help in identifying potential trends by displaying...
Salary vs Living Costs Breakdown: Bangalore IT Professional
Bangalore is considered the IT hub of India. It is a popular place for professionals to work in big companies or to work on their startups. But is...
First Salary Management: Top Financial Mistakes to Avoid for New Earners
Congratulations on landing a first job. It is surely an accomplishment and a milestone. But the reality is that getting a job is just the first...
Should You Continue or Stop Your SIP During a Market Crash?
With the increased accessibility to SIPs, people are starting to invest from an early age. It is a good thing that people are focusing on investment...
Is Jio BlackRock the Future of Retail Investing in India?
Jio Financial Services, owned by the renowned Ambani’s is not a new name in India. Jio's offering of unlimited mobile internet from 2016 to 2017...
Roarbank Credit Card Review: Zero Annual Fees, Cashback and More
Many individuals avoid using credit cards as they see them as a liability. They fear that spending will increase, and there are a lot of charges...
CTC vs Take Home Salary: What You Actually Get from a 10 LPA Package
Individuals may face difficulties at the start of their careers in managing their salaries. Even after earning Rs. 10 lakhs per annum, it may...
Buying a Car vs Using Ola/Uber: What Saves You More Money
Buying a car in this economy is a big hit to the budget of a common individual. People often spend a good time researching and taking opinions from...
Liquid funds vs Short-duration funds
There are various investment options available for investors. The suitability differs based on various factors. Liquid funds and short-duration...
What Are Tax Free Bonds and Should You Invest in Them
Investing your hard-earned money should be done only after research. People often ignore the tax obligation attached to an investment option while...
How are Inherited Mutual Fund Investments Taxed
Mutual funds have their own set of rules and regulations for taxation. It varies based on the duration these funds were held. However, it may cause...
FATCA vs CRS: Tax Compliance Requirements for NRIs
Understanding taxation is a difficult task for most individuals. Not everyone relies on CAs for filing their returns and understanding various...
What Are Target Date Funds and Are They Suitable for Indian Investors
It is essential for the investor to choose a suitable fund as they are putting their hard-earned money into it. The main goal is to grow the capital...
What Is Sectoral Rotation and How to Benefit from It
The economic cycle moves in phases like recovery, expansion, peak, and recession. Each phase of the economic cycle tends to favour different...
What Is Voluntary Provident Fund (VPF) and Should You Opt for It
Employees have various options available for investment. Provident fund is one of them. However, the Employee Provident Fund is a mandatory...
Sum Assured vs Sum Insured: Key Differences Explained
There are different types of insurance available to ensure the safety of individuals and those who are dependent on them. It can be life insurance...
What Is a Consolidated Account Statement (CAS) and How to Read It
In today’s time, many people are starting to invest from an early age. Everything has become accessible with the growing technological advancements....
The FIRE Movement: Guide to Financial Independence & Early Retirement
Different individuals have different life goals. Some may prioritize building wealth to pass down to the next generation, and some may focus on...
Why Portfolio Turnover Ratio Matters When Choosing Mutual Funds
Financial ratios are a representation of a company’s financial health. They represent the ability of a company to meet its liquidation needs,...
What Are Circuit Breakers in Stock Markets and How Do They Work
The stock market is very volatile and ever-changing. A new investor may get nervous as the price changes rapidly. Circuit breakers automatically...
What Is Alpha in Mutual Funds and Why It Matters to Investors
There are many factors that help an investor to analyse the mutual fund before deciding to invest in it. Alpha is one of such indicators that shows...
How to Use SIP Step-Up for Accelerated Wealth Creation
SIPs are a well-known investment option. It is a great way of utilizing the power of compounding and growing your money over time. However, not many...
What to Do If Your PAN Card Is Blocked
As a citizen of India, it is important to ensure that you have all the documents updated. Some of these documents include Aadhaar card, PAN card,...
Tax Implications of Smallcase Investing: Capital Gains, Dividends, and STCG/LTCG
Tax implications of smallcase investing in India are important for investors to know. Capital gains and dividend income are taxed based on various...
What Is Dollar Cost Averaging and Does It Work in Indian Markets
With the advancement of technology, Indian investors are getting exposure to a lot of investment options. Dollar Cost Averaging (DCA) is popularly...
What is Mark to Market (MTM) and How it Works?
The stock market changes every second due to constant trades taking place between the buyers and the sellers. It becomes difficult to evaluate the...
What is Upper Circuit in Share Market: Buying and Selling Guide
Trading requires an understanding of technical terms and their working mechanism. Investors should not rely on speculations but use tools to...
SIP in Smallcase : Simplifying Regular Investments in Curated Stock Portfolios
Smallcase Investment is a relatively new concept as compared to mutual funds. Investors are drawn towards it due to the uniqueness it offers, which...
Understanding Contra Funds: A Smart Strategy for Long Term Investors
Investors use different strategies and techniques to achieve the common goal of making profits and appreciating their wealth. Some may believe in...
What Is LTP in the Stock Market? Importance and How It Works
Investors know the importance of time. Delaying the decision by even a minute can cause a huge loss to the traders, especially those trading in the...