by FinGrad | Jul 10, 2025 | Personal Finance
Employees have various options available for investment. Provident fund is one of them. However, the Employee Provident Fund is a mandatory investment that they have to make involuntarily. But, VPF gives full freedom to the employees whether they want to opt for it or...
by FinGrad | Jul 10, 2025 | Personal Finance
There are different types of insurance available to ensure the safety of individuals and those who are dependent on them. It can be life insurance that gives an assured sum of money to the beneficiary, or it can be insurance for a car, etc., that covers damage in case...
by FinGrad | Jul 9, 2025 | Beginner’s guide
In today’s time, many people are starting to invest from an early age. Everything has become accessible with the growing technological advancements. But not everyone has awareness about finance. They just follow what others are doing but fail to understand it...
by FinGrad | Jul 9, 2025 | Personal Finance
Different individuals have different life goals. Some may prioritize building wealth to pass down to the next generation, and some may focus on earning enough to travel and enjoy life. FIRE is one such initiative that motivates people to save huge amounts in the early...
by FinGrad | Jul 8, 2025 | Articles
Financial ratios are a representation of a company’s financial health. They represent the ability of a company to meet its liquidation needs, generate returns, etc. However, the portfolio turnover ratio (PTR) is often ignored by the investor, even though they are of...
