by FinGrad | Aug 18, 2025 | Finance Basics, Personal Finance
Imagine realising you owe the government a portion of your profit after selling your first property or cashing in on a stock you purchased years ago. Startled? That is the truth about one of the most disregarded but significant factors of personal finance: the capital...
by FinGrad | Jun 30, 2025 | Articles, Finance Basics, Personal Finance
So, you’ve started investing in stocks or commodities in India, maybe you’re just dipping your toes in, trying to figure out what’s what. Well, if that’s you, chances are you’ve already bumped into ‘STT’ and ‘CTT.’...
by FinGrad | Jun 29, 2025 | Finance Basics, Personal Finance
Financial ratios represent the position of the company. They help us know how much the company is earning and what its growth potential is. Understanding P/E and P/B ratios is essential as they are easy to use and are commonly used. They are of utmost importance for...
by FinGrad | Jun 10, 2025 | Finance Basics, Personal Finance
FDs are a common investment option in most Indian households. It is considered one of the safest investment options. However, people may confuse a fixed deposit with a recurring deposit. FD and RD are trusted options that help in building a good corpus over time. The...
by FinGrad | Jun 4, 2025 | Articles, Finance Basics
The ease and speed with which an asset or investment can be turned into cash without materially depreciating in value is known as liquidity. In simple terms, it’s how easily your money is available when you need it. Cash in your hand or at your bank account, for...
by FinGrad | May 30, 2025 | Beginner’s guide, Finance Basics
One of the most effective strategies to gradually increase your wealth is through investing. Making wise investment decisions can make all the difference, whether you’re saving for a major purchase, retirement, or just want to make your money work harder. Stocks...
