by FinGrad | Jun 27, 2025 | Personal Finance
The market is highly dynamic and volatile. Investors face different levels of risk depending on the investment option they choose. Multi-asset allocation funds give them an opportunity to diversify their investment to balance risk and return. But is it an all-weather...
by FinGrad | Jun 25, 2025 | Personal Finance
Receiving gifts is always pleasurable, but do you know it is taxable in some cases? Individuals are charged taxes that are divided under various heads based on the source of income. Gift tax and inheritance tax are two such taxes that may cause confusion. Individuals...
by FinGrad | Jun 25, 2025 | Personal Finance
Repo rate is an essential tool in the economy used to control the money flow. It is changed as and when required according to the prevailing market conditions. Even a slight change can cause a huge impact on the lives of common people who utilize the facilities...
by FinGrad | Jun 22, 2025 | Beginner’s guide, Personal Finance
Investment is key to building wealth as it helps you make money while you sleep. Choosing the right investment option is essential to manage risk and liquidity. There are several options available, like stocks, mutual funds, gold, real estate, etc. Each of these has...
by FinGrad | Jun 21, 2025 | Personal Finance
Selecting the right investment option can make a major difference in your journey of wealth generation. Investing your hard-earned money in the right place financially empowers you. For individuals who value the liquidity of their funds, they may opt for flexi funds....
by FinGrad | Jun 21, 2025 | Personal Finance
These days, people often handle multiple accounts, loans, and services with one bank. Banks use a special code called the CIF number, which stands for Customer Information File. Customers might not think about it much, but this number helps bring together all your...
