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Are NFOs Right for You? Assessing Its Benefits and Risks

Are NFOs Right for You? Assessing Its Benefits and Risks

by FinGrad | Jun 19, 2025 | Articles, Personal Finance

Mutual fund is a wide concept. Investors may face difficulty in understanding all the investment options that come under it. One such option is NFO (New Investment Offer). It is a good opportunity to get an edge in the market, but like all investment options, it comes...
Should You Invest in Floating Rate Savings Bonds?

Should You Invest in Floating Rate Savings Bonds?

by FinGrad | Jun 17, 2025 | Articles, Personal Finance

Investing your hard-earned money comes with a lot of responsibility. With so many options available, choosing one can be difficult. Not every investor goes to a financial advisor to build their portfolio. Personal research is the key to increasing your returns and...
Understanding Dividend Investing: Benefits and Drawbacks

Understanding Dividend Investing: Benefits and Drawbacks

by FinGrad | Jun 16, 2025 | Beginner’s guide, Personal Finance

Dividend investing is one of the most appealing strategies in the world of investing. But is it really the secret to passive income, or is it just a financial trap? Dividend stocks offer consistent returns and lower risk; many investors, particularly novices, are...
SGBs or Physical Gold: Which Is the Smarter Investment Choice

SGBs or Physical Gold: Which Is the Smarter Investment Choice

by FinGrad | Jun 14, 2025 | Articles, Personal Finance

In India, many conservative investors consider gold an excellent investment choice. It not only holds financial value but is also associated with emotions. With the advancement in technology and expansion of investment choices, SGBs are becoming a popular choice among...
Think Arbitrage Funds Are Risk-Free? Here’s What No One Tells You!

Think Arbitrage Funds Are Risk-Free? Here’s What No One Tells You!

by FinGrad | Jun 12, 2025 | Personal Finance

Conservative buyers prefer safer investment options and may think that fewer options are available for them to invest. But the fact that there are different kinds of mutual funds available offers them a wide variety of choices, like Arbitrage funds. Investors have...
How the Smartest Investors Are Doubling FD Efficiency with FD Laddering (and You Can Too)

How the Smartest Investors Are Doubling FD Efficiency with FD Laddering (and You Can Too)

by FinGrad | Jun 11, 2025 | Beginner’s guide, Personal Finance

In a world of uncertain markets and volatile returns, most investors turn to the certainty of fixed-income products such as Bank Fixed Deposits (FDs). While they guarantee returns and capital protection, investing a sum in a single deposit usually costs you in terms...
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