by FinGrad | Jun 10, 2025 | Finance Basics, Personal Finance
FDs are a common investment option in most Indian households. It is considered one of the safest investment options. However, people may confuse a fixed deposit with a recurring deposit. FD and RD are trusted options that help in building a good corpus over time. The...
by FinGrad | Jun 6, 2025 | Articles, Personal Finance
The rise in ESG investing. Environmental, Social, and Governance (ESG) focuses on social justice, climate change, and ethical business practices. It shows the world shifting towards more conscious choices. The investors are realizing that it is not a choice but a...
by FinGrad | Jun 5, 2025 | Articles, Personal Finance
In a world where everything is changing, including the finance sector, the SIP vs. Lump Sum investment decision remains a burning debate among investors. As 2025 brings in new economic challenges from moderation of global inflation to uncertain stock market...
by FinGrad | Jun 4, 2025 | Articles, Personal Finance
Traditionally, owning a home has been regarded as a significant achievement that denotes long-term investment, security, and success. However, renting has become a flexible and frequently more sensible option in today’s dynamic world of rising real estate...
by FinGrad | Jun 3, 2025 | Personal Finance
The Government of India launched the Public Provident Fund (PPF), a well-known and safe long-term savings plan. PPF provides a special blend of wealth accumulation, tax advantages, and guaranteed returns, and it was created to promote citizens’ disciplined...
by FinGrad | Jun 3, 2025 | Personal Finance
Indian investors who want to increase their wealth while lowering their tax obligations are increasingly turning to Equity Linked Savings Schemes (ELSS). ELSS has emerged as a popular choice for people with a moderate risk appetite due to the possibility of higher...