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Fixed Deposit vs Recurring Deposit: How to Choose the Right Investment Option for You

Fixed Deposit vs Recurring Deposit: How to Choose the Right Investment Option for You

by FinGrad | Jun 10, 2025 | Finance Basics, Personal Finance

FDs are a common investment option in most Indian households. It is considered one of the safest investment options. However, people may confuse a fixed deposit with a recurring deposit. FD and RD are trusted options that help in building a good corpus over time. The...
Is ESG Investing a Viable Strategy for Indian Investors?

Is ESG Investing a Viable Strategy for Indian Investors?

by FinGrad | Jun 6, 2025 | Articles, Personal Finance

The rise in ESG investing. Environmental, Social, and Governance (ESG) focuses on social justice, climate change, and ethical business practices. It shows the world shifting towards more conscious choices. The investors are realizing that it is not a choice but a...
SIP or Lump Sum: Check Which One Fits Your Financial Goals?

SIP or Lump Sum: Check Which One Fits Your Financial Goals?

by FinGrad | Jun 5, 2025 | Articles, Personal Finance

In a world where everything is changing, including the finance sector, the SIP vs. Lump Sum investment decision remains a burning debate among investors. As 2025 brings in new economic challenges from moderation of global inflation to uncertain stock market...
Buying vs Renting a Home: Check Which is Better For You

Buying vs Renting a Home: Check Which is Better For You

by FinGrad | Jun 4, 2025 | Articles, Personal Finance

Traditionally, owning a home has been regarded as a significant achievement that denotes long-term investment, security, and success. However, renting has become a flexible and frequently more sensible option in today’s dynamic world of rising real estate...
Understanding PPF (Public Provident Fund): A Long Term Savings Option

Understanding PPF (Public Provident Fund): A Long Term Savings Option

by FinGrad | Jun 3, 2025 | Personal Finance

The Government of India launched the Public Provident Fund (PPF), a well-known and safe long-term savings plan. PPF provides a special blend of wealth accumulation, tax advantages, and guaranteed returns, and it was created to promote citizens’ disciplined...
ELSS Mutual Funds: Smart Tax Hack or Risky Investment?

ELSS Mutual Funds: Smart Tax Hack or Risky Investment?

by FinGrad | Jun 3, 2025 | Personal Finance

Indian investors who want to increase their wealth while lowering their tax obligations are increasingly turning to Equity Linked Savings Schemes (ELSS). ELSS has emerged as a popular choice for people with a moderate risk appetite due to the possibility of higher...
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