by FinGrad | Jun 26, 2025 | Articles
Debt mutual funds have traditionally been a go-to for individuals who want to minimize their risk or avoid risky trades with their investments. They’re all about getting steady income and keeping your initial money secure. These funds put your cash into...
by FinGrad | Jun 25, 2025 | Personal Finance
Receiving gifts is always pleasurable, but do you know it is taxable in some cases? Individuals are charged taxes that are divided under various heads based on the source of income. Gift tax and inheritance tax are two such taxes that may cause confusion. Individuals...
by FinGrad | Jun 25, 2025 | Personal Finance
Repo rate is an essential tool in the economy used to control the money flow. It is changed as and when required according to the prevailing market conditions. Even a slight change can cause a huge impact on the lives of common people who utilize the facilities...
by FinGrad | Jun 24, 2025 | Articles
India is experiencing a dynamic revolution as women are breaking barriers more and more to enter the world of entrepreneurship. Government schemes promoting women’s entrepreneurship emphasize starting their journey, even if it is small, and later growing into...
by FinGrad | Jun 24, 2025 | Articles
Given the ‘global’ nature of our economy, interest rate decisions by major players like the United States and the European Union don’t just stay within their borders; they significantly influence countries like India and other developing nations The...
by FinGrad | Jun 23, 2025 | Tax
Tax Deducted at Source (TDS) has recently become one of the most important compliance checkpoints after the rapid digitization of tax systems in India. The transactions must now be scanned for TDS under more strict provisions and lower rates no matter it is with the...
by FinGrad | Jun 23, 2025 | Tax
The Income Tax Clearance Certificate is an essential document for various purposes. Moving to a foreign country for employment purposes or business restructuring, all these activities require ITCC. Many individuals do not know about this certificate, and their...
by FinGrad | Jun 22, 2025 | Personal Finance
Quant funds in India are gaining popularity as the technology is advancing. People rely on technology as it is more accurate and eliminates the chances of human error. But is completely depending on technology a good option? Can technology overcome the market...
by FinGrad | Jun 22, 2025 | Beginner’s guide, Personal Finance
Investment is key to building wealth as it helps you make money while you sleep. Choosing the right investment option is essential to manage risk and liquidity. There are several options available, like stocks, mutual funds, gold, real estate, etc. Each of these has...
by FinGrad | Jun 21, 2025 | Personal Finance
Selecting the right investment option can make a major difference in your journey of wealth generation. Investing your hard-earned money in the right place financially empowers you. For individuals who value the liquidity of their funds, they may opt for flexi funds....