by FinGrad | May 30, 2025 | Beginner’s guide, Personal Finance
Although life is unpredictable, having a solid financial plan can provide comfort. Life insurance is one of the most reliable tools to protect your loved ones. But many people find it difficult to decide between whole life insurance and term insurance, two of the most...
by FinGrad | May 30, 2025 | Beginner’s guide, Finance Basics
One of the most effective strategies to gradually increase your wealth is through investing. Making wise investment decisions can make all the difference, whether you’re saving for a major purchase, retirement, or just want to make your money work harder. Stocks...
by FinGrad | May 29, 2025 | Articles, Personal Finance
In times of need, insurance can provide vital financial security by paying for property damage, auto repairs, or medical expenses. However, the idea of deductibles is one that frequently perplexes policyholders. Before your insurer starts to pay the remaining portion...
by FinGrad | May 29, 2025 | Articles, Personal Finance
Inflation is also very popularly known by everyone as a “silent thief” of money. It reduces the value of every rupee you possess, although it doesn’t really withdraw money from your bank account. Even a minimal amount of inflation over the long run...
by FinGrad | May 28, 2025 | Articles, Personal Finance
Insurance is one of those things you don’t even think about until you really need it—and then it’s too late. That little error in your insurance choices today might cost you thousands later on. Whether it’s health, life, automobile, or house...
by FinGrad | May 28, 2025 | Articles, Personal Finance
A significant life milestone is entering the 30s. Your long-term stability and wealth are shaped by the financial choices you make during this decade. The secret to future financial independence is developing sound financial habits in your 20s, despite the temptation...
by FinGrad | May 27, 2025 | Articles, Personal Finance
Personal finance management sometimes seems like a battle between saving and paying off debt. Both are important for good money management, but understanding which requires priority will allow you to create a stronger financial foothold. So, should you save first or...
by FinGrad | May 27, 2025 | Credit Cards, Personal Finance
With the age of AI-led, digital-first shopping, today’s consumers are choosing Buy Now, Pay Later (BNPL) products like ZestMoney, Simpl, LazyPay, and Amazon Pay Later. This allows customers to purchase instantly and pay conveniently in instalments without...
by FinGrad | May 26, 2025 | Articles, Personal Finance
Did you ever regret an impulse purchase? Spending more than you had initially planned to can have some psychological reasons behind it. Yes, that’s impulse spending, a usual habit which is guided by emotions and psychological markers rather than real needs. This...
by FinGrad | May 26, 2025 | Beginner’s guide, Personal Finance
Starting an investment journey may sound difficult, but the truth is, it is not. There are plenty of small investment options available. Beginners can make use of them to begin their investing journey. Let us look into some options to reach the answer to the question,...
