by FinGrad | Jun 11, 2025 | Articles, Personal Finance
Investors may face a problem in diversifying their portfolios with the right investment options. Even if they manage to identify it, it may require active portfolio management and financial awareness. Many of them may not have the time or knowledge for it, but this...
by FinGrad | Jun 11, 2025 | Beginner’s guide, Personal Finance
In a world of uncertain markets and volatile returns, most investors turn to the certainty of fixed-income products such as Bank Fixed Deposits (FDs). While they guarantee returns and capital protection, investing a sum in a single deposit usually costs you in terms...
by FinGrad | Jun 10, 2025 | Finance Basics, Personal Finance
FDs are a common investment option in most Indian households. It is considered one of the safest investment options. However, people may confuse a fixed deposit with a recurring deposit. FD and RD are trusted options that help in building a good corpus over time. The...
by FinGrad | Jun 10, 2025 | Articles, Beginner’s guide
Investing in real estate may sound like a big deal, especially for young individuals. But, REITs (Real Estate Investment Trusts) help individuals to invest in this sector, even if it’s a part of it. REIT enables individuals to trade properties like commercial...
by FinGrad | Jun 7, 2025 | Articles, Personal Finance
Choosing the right fund for investment is essential. The investor is going to put his hard-earned money into it in the hope of getting maximum return. Long-term investors prefer blue-chip funds for investors who are looking for a stable option for wealth creation....
by FinGrad | Jun 6, 2025 | Articles, Personal Finance
The rise in ESG investing. Environmental, Social, and Governance (ESG) focuses on social justice, climate change, and ethical business practices. It shows the world shifting towards more conscious choices. The investors are realizing that it is not a choice but a...
by FinGrad | Jun 6, 2025 | Articles, Beginner’s guide
Investment in cryptocurrency has always been the topic of debate, since it is not a mainstream option. Still, there is an increased inclination towards crypto in recent times. Accepting the offbeat choice has always been difficult for people, which gives rise to the...
by FinGrad | Jun 5, 2025 | Articles, Personal Finance
In a world where everything is changing, including the finance sector, the SIP vs. Lump Sum investment decision remains a burning debate among investors. As 2025 brings in new economic challenges from moderation of global inflation to uncertain stock market...
by FinGrad | Jun 5, 2025 | Articles, Personal Finance
First-time investors are drawn to mutual funds because they are among the easiest and most efficient ways to increase wealth.But even though a lot of investors concentrate on fund performance and returns, one crucial aspect is frequently missed: the expense ratio. How...
by FinGrad | Jun 4, 2025 | Articles, Finance Basics
The ease and speed with which an asset or investment can be turned into cash without materially depreciating in value is known as liquidity. In simple terms, it’s how easily your money is available when you need it. Cash in your hand or at your bank account, for...
