by FinGrad | Jun 6, 2025 | Articles, Beginner’s guide
Investment in cryptocurrency has always been the topic of debate, since it is not a mainstream option. Still, there is an increased inclination towards crypto in recent times. Accepting the offbeat choice has always been difficult for people, which gives rise to the...
by FinGrad | Jun 5, 2025 | Articles, Personal Finance
In a world where everything is changing, including the finance sector, the SIP vs. Lump Sum investment decision remains a burning debate among investors. As 2025 brings in new economic challenges from moderation of global inflation to uncertain stock market...
by FinGrad | Jun 5, 2025 | Articles, Personal Finance
First-time investors are drawn to mutual funds because they are among the easiest and most efficient ways to increase wealth.But even though a lot of investors concentrate on fund performance and returns, one crucial aspect is frequently missed: the expense ratio. How...
by FinGrad | Jun 4, 2025 | Articles, Finance Basics
The ease and speed with which an asset or investment can be turned into cash without materially depreciating in value is known as liquidity. In simple terms, it’s how easily your money is available when you need it. Cash in your hand or at your bank account, for...
by FinGrad | Jun 4, 2025 | Articles, Personal Finance
Traditionally, owning a home has been regarded as a significant achievement that denotes long-term investment, security, and success. However, renting has become a flexible and frequently more sensible option in today’s dynamic world of rising real estate...
by FinGrad | Jun 3, 2025 | Personal Finance
The Government of India launched the Public Provident Fund (PPF), a well-known and safe long-term savings plan. PPF provides a special blend of wealth accumulation, tax advantages, and guaranteed returns, and it was created to promote citizens’ disciplined...
by FinGrad | Jun 3, 2025 | Personal Finance
Indian investors who want to increase their wealth while lowering their tax obligations are increasingly turning to Equity Linked Savings Schemes (ELSS). ELSS has emerged as a popular choice for people with a moderate risk appetite due to the possibility of higher...
by FinGrad | Jun 2, 2025 | Credit Cards, Personal Finance
Credit cards have evolved from plastic rectangles to multipurpose financial instruments in India’s quickly changing digital payment environment. The RuPay UPI Credit Card, a hybrid that combines the convenience of UPI with the strength of credit, is one of the...
by FinGrad | Jun 2, 2025 | Personal Finance
In Indian homes, gold has long represented security and prosperity. However, waiting in line or keeping physical gold at home seems burdensome in today’s fast-paced digital world. Presenting digital gold, a cutting-edge method of purchasing 24K gold with a...
by FinGrad | Jun 1, 2025 | Articles, Personal Finance
Investing in the stock market has always involved a trade-off of time, expertise, and self-control. Smallcase investing has been a game-changer in recent years, particularly for Indian retail investors. As of 2025, this trend is still rising because of its...
